The insurance side of AI   Centers for Medicare and Medicaid Services (CMS) does not require insurers to disclose how they make authorization decisions or how predictive technologies factor into the process. A 2025  survey  found that most insurers are now using AI, with 68% using it for prior authorization reviews. The battle lines are drawn when decisions to deny care are made without human oversight. In this same survey, only 12% of insurers said they used or were consider

In his book, The Checklist Manifesto: How to Get Things Right (2009), Atul Gawande makes a compelling argument that we can do better,...